Corporate Finance Institute – 5 Cs of Credit
Dive into these five critical borrower attributes in order to satisfy their credit needs more effectively!
- Explore the 5 Cs lenders need to know to make credit decisions
- Learn and use tools and resources to become a confident lender
- Support your customers by showcasing why they have an acceptable credit risk
In this course, we will explore the five characteristics lenders use to assess the overall creditworthiness of potential borrowers: Character, Capacity, Capital, Collateral, and Condition. We will explain each of the 5 Cs in detail, including:
- The definition of each characteristic
- The importance of this characteristic in the credit application process
- How to access the characteristic using different tools and resources
At the end of each chapter, we will put it all together in a case study. You will read the results of a company’s management assessment, financial analysis, business, and industry analysis and identify the strengths and weaknesses of this company’s credit.
This course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.
What You’ll Learn In 5 Cs of Credit?
- Explain each characteristic in the 5 Cs of Credit framework
- Identify the key credit strengths and weaknesses of a company by examining various sources of information
- Discuss how the 5 Cs of credit are used to assess the borrower
Sale Page: Corporate Finance Institute – 5 Cs of Credit