Irv Official – Credit Secrets Finally Revealed
Description of Credit Secrets Finally Revealed
In this course, you will learn the ins & outs of the credit world: What banks look at when approving you for credit, build a 750+ credit score, sweep a credit report in under 90 days, what banks don’t tell you, access high credit lines & borrow money from your credit cards and invest it at 0% interest
- How to fully sweep a credit report in under 90 days (remove charge-offs, collections, auto-repossessions, evictions, bankruptcies, late payments, inquiries, etc)
- How to properly build your credit report to virtually guarantee high-limit credit line approvals & never get denied again
- How to hide your credit utilization, so you can borrow money from your credit cards and invest it at 0% interest and never have to make the monthly payment
- All the templates, tools & resources you will ever need are found in here from a pro
What You’ll Learn in Credit Secrets Finally Revealed:
Introduction
- Here’s What You’re Going To Learn
- What Is Credit?
- The Perfect Credit Myth…DEBUNKED
Phase 1: DIY Credit Repair
- Start Here
- The Big 3
- Secondary Reporting Agencies
- Dispute Process Part 1
- Dispute Process Part 2
- Dispute Process Part 3
- Always Do THIS With Your Letters
- CFPB Part 1
- CFPB Part 2
- FTC
- The MOST IMPORTANT Freeze
- The TRUTH About Hard Inquiries
- Late Payment Removal…This Works Like Magic
- Remove Hard Inquiries In 24 Hours
Phase 2: Credit Report Structuring
- Structuring Your Credit Correctly
- The Credit Score Algorithm Explained
- What good credit looks like
- Credit Stacking
- 3 Important Dates
Phase 3: Credit Types, Funding & Monetization Secrets
- The 2 Types of Credit
- Graduating vs Non-Graduating
- How To Add Trade-ins WITHOUT Credit Checks
- Add This To Your Credit Report
- Make Money From Your Credit
Tools, Resources & Cheat Sheets
- Irv’s Secret Lenders List
- Opt-Out Cheat Sheet
- Dispute Letters & Templates Pt 1
- Dispute Letters & Templates Pt 2
- 24 Hour Hard Inquiry Removal Guide
- Credit Limit Increase CHEAT SHEET
About Irv Official
Irv Official also known as Irvin Peña is a Business Consultant, Author, & Speaker. Irv has worked with Nationally recognized brands & has been seen on: Complex, Bankrate, OrlandoVoyager Magazine, FoxSoul, T-Mobile, South Florida Business Journal & other companies alike. Irv is known & sought out for his knowledge in business & personal finance. He has also been invited as a guest speaker on multiple sales trainings & podcasts that hosts thousands of listeners world-wide. Apart from hosting the five-star rated podcast The Insight With Irv Show, Irv has built a highly successful Youtube channel along with other social platforms in the Business & Finance space with over 1 Million Followers.
Mainly known for his unique angles on topics & ideas. Irv’s style of speaking along with his writing will open a fresh perspective on the way you view business, relationships, health & money.