Corporate Finance Institute – Commercial Banking – Debt Modeling

Learn to model debt like a pro! Excel as a credit analyst by understanding and performing this critical skill!

• Build debt schedules
• Construct a model to analyze operating credit
• See a risk rating model at work
• Get hands-on practice putting covenants to work

This course covers the key components of building a debt model commonly used by commercial banks in assessing a borrower’s cash flows and performing covenant analysis. In this course, we will discuss the differences between operating finance (operating line of credit) and term lending (term loans).

We will walk through the major components of a debt model, including the yearly debt schedules, covenant analysis, monthly operating line analysis, and a quick overview of a risk rating model. By the end of this course, you should be able to construct a fully-linked debt model which entails the cash flow forecast of a borrower, its debt capacity, the impact of cash sweep, and any early warning signs of a covenant breach.

This Commercial Banking – Debt Modeling course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation. It is also a great elective course for anyone who would like to learn more about how commercial banks forecast the debt capacity and cash flows of borrowers.

What You’ll Learn In Commercial Banking – Debt Modeling?

• Upon completing this course, you will be able to:
• Differentiate between operating finance (operating line of credit) and term lending (term loans)
• Understand the benefits of using different types of credit facilities
• Build a yearly-debt schedule laying out the different types of debt drawn, the interest expense, and the principal repayments
• Perform covenant analysis to identify early warning signs and possibilities of breach
• Construct a monthly operating line analysis to determine the operating line drawn and the amount available based on margining
• Understand how the amount of leverage could impact a company’s risk rating

Sale Page: Corporate Finance Institute – Commercial Banking – Debt Modeling

When will I receive my course?

You will receive a link to download your course immediately or within 1 to 21 days. It depends on the product you buy, so please read the short description of the product carefully before making a purchase.

How is my course delivered?

We share courses through Google Drive, so once your order is complete, you'll receive an invitation to view the course in your email.

To avoid any delay in delivery, please provide a Google mail and enter your email address correctly in the Checkout Page.

In case you submit a wrong email address, please contact us to resend the course to the correct email.

How do I check status of my order?

Please log in to MMOCourse account then go to Order Page. You will find all your orders includes number, date, status and total price.

If the status is Processing: Your course is being uploaded. Please be patient and wait for us to complete your order. If your order has multiple courses and one of them has not been updated with the download link, the status of the order is also Processing.

If the status is Completed: Your course is ready for immediate download. Click "VIEW" to view details and download the course.

Where can I find my course?

Once your order is complete, a link to download the course will automatically be sent to your email.

You can also get the download link by logging into your mmocourse.hk account then going to Downloads Page.