Sharon & Sean – Rental Ready Finances
How to Financially Prepare Yourself to Buy Your First Home
Learn how to save for a down payment and build your credit score so you can buy your first home
Do you want to be a homeowner or real estate investor, but don’t know how to start from zero?
Are you wondering how to save for a down payment or improve your credit score to qualify for a mortgage?
If so, you’re not alone, and you’ve come to the right place!
Our Story
When we started working at our first full-time positions, we worried that we would be stuck working at jobs we didn’t like until we were too old to enjoy our lives.
We wanted to create financial freedom for ourselves which is why we looked into real estate investing. That way we could create passive cash flow to increase our wealth and create time for ourselves.
But when we wanted to buy our first properties, we realized how hard it was to save up to get a mortgage.
We needed a significant amount of capital to get started and solid credit scores to secure financing.
So we began studying how to improve our finances, boost our income, lower our expenses, invest, and ultimately save for a down payment in order to build our rental portfolio.
Our lives changed when we took action.
Sharon went from $30k/year to millionaire at 30. And Sean went from engineer to quitting his job and building his dream life.
By implementing these steps we’ve managed to build a 7-figure net worth, leave the 9 to 5, and scale our rental portfolio to produce monthly cash flow.
By Working on Our Finances, We’ve Managed to:
- Create a strong financial foundation and mindset
- Build a 7-figure net worth
- Maintain a 6-figure emergency fund aside from our investments
- Build our credit scores over 800
- Increase our rental portfolio to 33 units
- Leave our 9-5 jobs
What You’ll Learn In Rental Ready Finances
Module 0: Introduction
- Welcome to the Course! (1:12)
- About Us (2:13)
- What We’ll Cover (1:15)
- Managing Expectations (1:29)
- Mindset Reset! (3:55)
- Resources
Module 1: How to Get Financing for Your First Property
- Introduction to Financing Your First Property (0:29)
- Types of Financing (6:12)
- How to Qualify for a Loan (1:34)
- Ongoing Costs (1:37)
- Summary of What You Need For a Loan (1:20)
- Quiz Time!
Module 2: Building Your Credit Score
- Introduction to Building Your Credit Score (0:26)
- Credit Scores Explained (1:42)
- The Components of a Good Credit Score (4:07)
- How to Improve Your Credit Score (1:52)
- Fixing Your Credit with SmartCredit (10:06)
- HW Assignment #1: Reviewing and Fixing Your Credit Score
- Quiz Time!
Module 3: How to Save for Your Down Payment & Emergency Fund
- Introduction to Saving for Your Down Payment (0:57)
- Assessing Your Financial Health (5:09)
- Creating Your Goals & Milestones (3:11)
- How to Calculate Home Expenses (9:21)
- HW Assignment #2: Creating Your Savings Goal (5:20)
- Building Good Saving Habits (11:21)
- Debt Consolidation with AAA Debt Solutions (6:55)
- HW Assignment #3: Paying Off Your Debt
- Track Your Net Worth with Personal Capital (4:59)
- HW Assignment #4: Tracking Your Net Worth
- How To Increase Your Savings (7:19)
- Quiz Time!
Module 4: Increasing Your Income
- Introduction to Increasing Your Income (0:42)
- How to Increase Your Salary (4:20)
- Building High Income Skills (3:00)
- Side Hustles to Make Extra Money (12:57)
- Freelancing to Make Extra Money (4:13)
- Quiz Time!
Module 5: Investing to Skyrocket Your Savings
- Introduction to Investing Module (0:35)
- Why Invest? (4:17)
- Investing in Stocks (6:00)
- Index Funds and ETFs (8:14)
- Investing Strategies (5:08)
- How to Invest with Webull (9:36)
- HW Assignment #5: Buying Your First Stock
- Quiz Time!
Module 6: Bringing it all Together
- What Buying Your First Rental Looks Like (3:28)
- Congrats on Completing the Course! (0:21)
Sale Page: Sharon & Sean – Rental Ready Finances